Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia

The purpose of this research is to investigate the pivotal determinants influencing the consumer’s preference towards the products and services of Islamic banking, apart from reviewing previous studies that considered perceived religiosity has an intense relationship with the individual’s intention...

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Main Author: Dawami, Qosdan
Format: UMS Journal (OJS)
Language:eng
Published: Muhammadiyah University Press 2020
Subjects:
Online Access:https://journals.ums.ac.id/index.php/jisel/article/view/10191
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author Dawami, Qosdan
author_facet Dawami, Qosdan
author_sort Dawami, Qosdan
collection OJS
description The purpose of this research is to investigate the pivotal determinants influencing the consumer’s preference towards the products and services of Islamic banking, apart from reviewing previous studies that considered perceived religiosity has an intense relationship with the individual’s intention and attitude. Moreover, this study also examines the direct relationship between the preference of customers and the Service quality offered by Islamic banks. This study utilized quantitative approach through conducting a survey to 60 students of International Islamic University Malaysia from various departments. Correlation and regression will be applied for data analysis. The result of the study indicated that the Attitude and the Service quality offered by Islamic banks are the major determinants influencing the customers’ behaviour towards Islamic banking. On the other hand, the Image of the bank and the Religiosity were determining insignificantly to the intentions of customers to choose its products and services.Keywords – Islamic banking, Religiosity, Customer behaviour and Shariah Compliance.
format UMS Journal (OJS)
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institution Universitas Muhammadiyah Surakarta
language eng
publishDate 2020
publisher Muhammadiyah University Press
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spelling oai:ojs2.journals.ums.ac.id:article-10191 Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia Dawami, Qosdan Islamic banking, Religiosity, Customer behaviour and Shariah Compliance. The purpose of this research is to investigate the pivotal determinants influencing the consumer’s preference towards the products and services of Islamic banking, apart from reviewing previous studies that considered perceived religiosity has an intense relationship with the individual’s intention and attitude. Moreover, this study also examines the direct relationship between the preference of customers and the Service quality offered by Islamic banks. This study utilized quantitative approach through conducting a survey to 60 students of International Islamic University Malaysia from various departments. Correlation and regression will be applied for data analysis. The result of the study indicated that the Attitude and the Service quality offered by Islamic banks are the major determinants influencing the customers’ behaviour towards Islamic banking. On the other hand, the Image of the bank and the Religiosity were determining insignificantly to the intentions of customers to choose its products and services.Keywords – Islamic banking, Religiosity, Customer behaviour and Shariah Compliance. Muhammadiyah University Press 2020-03-24 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/jisel/article/view/10191 10.23917/jisel.v3i1.10191 Journal of Islamic Economic Laws; Vol 3, No 1: January 2020; 48-67 2655-9617 2655-9609 eng https://journals.ums.ac.id/index.php/jisel/article/view/10191/5455 Copyright (c) 2020 Journal of Islamic Economic Laws https://creativecommons.org/licenses/by/4.0
spellingShingle Islamic banking, Religiosity, Customer behaviour and Shariah Compliance.
Dawami, Qosdan
Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title_full Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title_fullStr Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title_full_unstemmed Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title_short Factors Influencing the Preference of Customers Towards Islamic Banking: Evidence from Malaysia
title_sort factors influencing the preference of customers towards islamic banking evidence from malaysia
topic Islamic banking, Religiosity, Customer behaviour and Shariah Compliance.
topic_facet Islamic banking, Religiosity, Customer behaviour and Shariah Compliance.
url https://journals.ums.ac.id/index.php/jisel/article/view/10191
work_keys_str_mv AT dawamiqosdan factorsinfluencingthepreferenceofcustomerstowardsislamicbankingevidencefrommalaysia