Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector?
Financial management behavior is considered to be one of the essential concepts in economics, such US allocation of financial resources and utilization This study aims to analyze the effects of financial literacy, financial attitudes, and the use of finance resources. and income on financial managem...
Saved in:
| Main Authors: | , , , |
|---|---|
| Format: | UMS Journal (OJS) |
| Language: | eng |
| Published: |
Universitas Muhammadiyah Surakarta
2023
|
| Subjects: | |
| Online Access: | https://journals2.ums.ac.id/index.php/reaksi/article/view/4319 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1805342502277873664 |
|---|---|
| author | Fauzan Fadya Almira Erma Setiawati Agus Endro Suwarno |
| author_facet | Fauzan Fadya Almira Erma Setiawati Agus Endro Suwarno |
| author_sort | Fauzan |
| collection | OJS |
| description | Financial management behavior is considered to be one of the essential concepts in economics, such US allocation of financial resources and utilization This study aims to analyze the effects of financial literacy, financial attitudes, and the use of finance resources. and income on financial management behavior (case studies on MSMEs in the trade sector in Surakarta). This study used a quantitative approach method. The sampling technique used in this study was purposive sampling with 90 MSMEs business owners who are engaged in trade with food & beverage, fashion, and grocery businesses. The source used was primary data by deploying questionnaires that were then analyzed using multiple linear regression analysis with IBM SPSS Statistics 26 software. Based on the results of the data processing conducted, the result that financial literacy variables have a significant effect on financial management behavior, financial attitudes have no effect on financial management behavior, and income has a significant effect on financial management behavior. With good financial management behavior will help MSMEs actors in preparing short-term and long-term financial planning and can be responsible for financial management of money and assets that are considered productive. |
| format | UMS Journal (OJS) |
| id | oai:ojs2.journals2.ums.ac.id:article-4319 |
| institution | Universitas Muhammadiyah Surakarta |
| language | eng |
| publishDate | 2023 |
| publisher | Universitas Muhammadiyah Surakarta |
| record_format | ojs |
| spelling | oai:ojs2.journals2.ums.ac.id:article-4319 Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? Fauzan Fadya Almira Erma Setiawati Agus Endro Suwarno Financial Literacy, Financial Attitude, Income, Financial Management Behavior Financial management behavior is considered to be one of the essential concepts in economics, such US allocation of financial resources and utilization This study aims to analyze the effects of financial literacy, financial attitudes, and the use of finance resources. and income on financial management behavior (case studies on MSMEs in the trade sector in Surakarta). This study used a quantitative approach method. The sampling technique used in this study was purposive sampling with 90 MSMEs business owners who are engaged in trade with food & beverage, fashion, and grocery businesses. The source used was primary data by deploying questionnaires that were then analyzed using multiple linear regression analysis with IBM SPSS Statistics 26 software. Based on the results of the data processing conducted, the result that financial literacy variables have a significant effect on financial management behavior, financial attitudes have no effect on financial management behavior, and income has a significant effect on financial management behavior. With good financial management behavior will help MSMEs actors in preparing short-term and long-term financial planning and can be responsible for financial management of money and assets that are considered productive. Universitas Muhammadiyah Surakarta 2023-01-15 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article application/pdf https://journals2.ums.ac.id/index.php/reaksi/article/view/4319 10.23917/reaksi.v8i3.4319 Riset Akuntansi dan Keuangan Indonesia; Vol. 8 No. 3 (2023): Riset Akuntansi dan Keuangan Indonesia; 309-316 2541-6111 1411-6510 eng https://journals2.ums.ac.id/index.php/reaksi/article/view/4319/1130 Copyright (c) 2024 Riset Akuntansi dan Keuangan Indonesia https://creativecommons.org/licenses/by-nc-sa/4.0 |
| spellingShingle | Financial Literacy, Financial Attitude, Income, Financial Management Behavior Fauzan Fadya Almira Erma Setiawati Agus Endro Suwarno Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title | Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title_full | Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title_fullStr | Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title_full_unstemmed | Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title_short | Does Financial Literacy and Attitudes Influence Financial Management Behavior in The MSME'S Sector? |
| title_sort | does financial literacy and attitudes influence financial management behavior in the msme s sector |
| topic | Financial Literacy, Financial Attitude, Income, Financial Management Behavior |
| topic_facet | Financial Literacy, Financial Attitude, Income, Financial Management Behavior |
| url | https://journals2.ums.ac.id/index.php/reaksi/article/view/4319 |
| work_keys_str_mv | AT fauzan doesfinancialliteracyandattitudesinfluencefinancialmanagementbehaviorinthemsmessector AT fadyaalmira doesfinancialliteracyandattitudesinfluencefinancialmanagementbehaviorinthemsmessector AT ermasetiawati doesfinancialliteracyandattitudesinfluencefinancialmanagementbehaviorinthemsmessector AT agusendrosuwarno doesfinancialliteracyandattitudesinfluencefinancialmanagementbehaviorinthemsmessector |