FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER
This study discusses the comparison of the financial performance of PT Bank Syariah Indonesia (BSI) TBK before the merger of PT Bank Syariah Mandiri (BSM), PT Bank Rakyat Indonesia Syariah (BRIS), and PT Bank Negara Indonesia Syariah (BNIS) and after the merger became PT Bank Indonesian Sharia (BSI)...
Bewaard in:
| Hoofdauteur: | |
|---|---|
| Formaat: | UMS Journal (OJS) |
| Gepubliceerd in: |
Universitas Muhammadiyah Surakarta
2024
|
| Onderwerpen: | |
| Online toegang: | https://journals2.ums.ac.id/index.php/profetika/article/view/2470 |
| Tags: |
Voeg label toe
Geen labels, Wees de eerste die dit record labelt!
|
| _version_ | 1805338193579474944 |
|---|---|
| author | Moch. Rusli, Rusli |
| author_facet | Moch. Rusli, Rusli |
| author_sort | Moch. Rusli, Rusli |
| collection | OJS |
| description | This study discusses the comparison of the financial performance of PT Bank Syariah Indonesia (BSI) TBK before the merger of PT Bank Syariah Mandiri (BSM), PT Bank Rakyat Indonesia Syariah (BRIS), and PT Bank Negara Indonesia Syariah (BNIS) and after the merger became PT Bank Indonesian Sharia (BSI) TBK. This study aims to analyze the financial performance of PT BSI TBK before and after the merger using CAMELS, namely Capital, Assets, Management, Earnings, Liquidity, and Sensitivity of Market with a focus on CAR, NPF, NPM, ROA, ROE, FDR, and PDN assessments. . The method used uses descriptive quantitative analysis by analyzing annual reports through the company's website and accessed from www.idx.co.id. The data used consists of Islamic banking financial reports from BSM, BRIS, BNIS before the merger, namely 2016-2020 and on BSI in 2021 and 2022. The results show that the ratio analysis of PT BSI TBK before the merger focuses on CAR, NPF, NPM assessment , ROA, ROE, FDR, and PDN yielded a value of 19.20%, 2.31%, 4.37%, 1.05%, 8.56%, 76.94% and and PT BSI TBK after the merger, respectively are 21.19%, 0.72%, 6.18%, 1.80%, 15.28% and 76.38%. So with these results indicate that the performance of financial ratios using the CAMELS method after the merger is better than the financial performance before the merger. |
| format | UMS Journal (OJS) |
| id | oai:ojs2.journals2.ums.ac.id:article-2470 |
| institution | Universitas Muhammadiyah Surakarta |
| publishDate | 2024 |
| publisher | Universitas Muhammadiyah Surakarta |
| record_format | ojs |
| spelling | oai:ojs2.journals2.ums.ac.id:article-2470 FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER Moch. Rusli, Rusli Financial Performance Mergers CAMELS ratios This study discusses the comparison of the financial performance of PT Bank Syariah Indonesia (BSI) TBK before the merger of PT Bank Syariah Mandiri (BSM), PT Bank Rakyat Indonesia Syariah (BRIS), and PT Bank Negara Indonesia Syariah (BNIS) and after the merger became PT Bank Indonesian Sharia (BSI) TBK. This study aims to analyze the financial performance of PT BSI TBK before and after the merger using CAMELS, namely Capital, Assets, Management, Earnings, Liquidity, and Sensitivity of Market with a focus on CAR, NPF, NPM, ROA, ROE, FDR, and PDN assessments. . The method used uses descriptive quantitative analysis by analyzing annual reports through the company's website and accessed from www.idx.co.id. The data used consists of Islamic banking financial reports from BSM, BRIS, BNIS before the merger, namely 2016-2020 and on BSI in 2021 and 2022. The results show that the ratio analysis of PT BSI TBK before the merger focuses on CAR, NPF, NPM assessment , ROA, ROE, FDR, and PDN yielded a value of 19.20%, 2.31%, 4.37%, 1.05%, 8.56%, 76.94% and and PT BSI TBK after the merger, respectively are 21.19%, 0.72%, 6.18%, 1.80%, 15.28% and 76.38%. So with these results indicate that the performance of financial ratios using the CAMELS method after the merger is better than the financial performance before the merger. Universitas Muhammadiyah Surakarta 2024-07-19 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article https://journals2.ums.ac.id/index.php/profetika/article/view/2470 Profetika: Jurnal Studi Islam; Vol. 25 No. 01 (2024): Accepted Papers 2541-4534 1411-0881 Copyright (c) 2023 Rusli Moch. Rusli https://creativecommons.org/licenses/by/4.0 |
| spellingShingle | Financial Performance Mergers CAMELS ratios Moch. Rusli, Rusli FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title | FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title_full | FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title_fullStr | FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title_full_unstemmed | FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title_short | FINANCIAL PERFORMANCE ANALYSIS USING CAMELS AT PT. BANK SYARIAH INDONESIA BEFORE AND AFTER MERGER |
| title_sort | financial performance analysis using camels at pt bank syariah indonesia before and after merger |
| topic | Financial Performance Mergers CAMELS ratios |
| topic_facet | Financial Performance Mergers CAMELS ratios |
| url | https://journals2.ums.ac.id/index.php/profetika/article/view/2470 |
| work_keys_str_mv | AT mochruslirusli financialperformanceanalysisusingcamelsatptbanksyariahindonesiabeforeandaftermerger |