The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesi...
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Format: | UMS Journal (OJS) |
Language: | eng |
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Muhammadiyah University Press
2022
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Online Access: | https://journals.ums.ac.id/index.php/JEP/article/view/17851 |
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author | Kusuma, Stephanus Eri Sumarwan, Antonius Kusumajati, Titus Odong |
author_facet | Kusuma, Stephanus Eri Sumarwan, Antonius Kusumajati, Titus Odong |
author_sort | Kusuma, Stephanus Eri |
collection | OJS |
description | Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesia. While threatening their sustainability prospect, this condition also reduces the capacity of credit unions to empower their members. Inspired by the maximalist approach and the Ledgerwood’s system framework, we suggest an integrative approach for credit union services that is empowered by the optimization of network collaboration. |
format | UMS Journal (OJS) |
id | oai:ojs2.journals.ums.ac.id:article-17851 |
institution | Universitas Muhammadiyah Surakarta |
language | eng |
publishDate | 2022 |
publisher | Muhammadiyah University Press |
record_format | ojs |
spelling | oai:ojs2.journals.ums.ac.id:article-17851 The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement Kusuma, Stephanus Eri Sumarwan, Antonius Kusumajati, Titus Odong credit unions, microfinance, sustainability, integrative, network. G29, B21, O12, D85 Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesia. While threatening their sustainability prospect, this condition also reduces the capacity of credit unions to empower their members. Inspired by the maximalist approach and the Ledgerwood’s system framework, we suggest an integrative approach for credit union services that is empowered by the optimization of network collaboration. Muhammadiyah University Press 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/JEP/article/view/17851 10.23917/jep.v23i1.17851 Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan; Vol 23, No 1 (2022): JEP 2022; 31-42 2460-9331 1411-6081 eng https://journals.ums.ac.id/index.php/JEP/article/view/17851/7698 https://journals.ums.ac.id/index.php/JEP/article/downloadSuppFile/17851/4339 Copyright (c) 2022 Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan https://creativecommons.org/licenses/by/4.0 |
spellingShingle | credit unions, microfinance, sustainability, integrative, network. G29, B21, O12, D85 Kusuma, Stephanus Eri Sumarwan, Antonius Kusumajati, Titus Odong The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title | The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title_full | The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title_fullStr | The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title_full_unstemmed | The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title_short | The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement |
title_sort | role of integrative approach for enhancing credit union sustainability a reflection on the indonesian credit union movement |
topic | credit unions, microfinance, sustainability, integrative, network. G29, B21, O12, D85 |
topic_facet | credit unions, microfinance, sustainability, integrative, network. G29, B21, O12, D85 |
url | https://journals.ums.ac.id/index.php/JEP/article/view/17851 |
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