The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement

Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesi...

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Main Authors: Kusuma, Stephanus Eri, Sumarwan, Antonius, Kusumajati, Titus Odong
Format: UMS Journal (OJS)
Language:eng
Published: Muhammadiyah University Press 2022
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Online Access:https://journals.ums.ac.id/index.php/JEP/article/view/17851
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author Kusuma, Stephanus Eri
Sumarwan, Antonius
Kusumajati, Titus Odong
author_facet Kusuma, Stephanus Eri
Sumarwan, Antonius
Kusumajati, Titus Odong
author_sort Kusuma, Stephanus Eri
collection OJS
description Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesia. While threatening their sustainability prospect, this condition also reduces the capacity of credit unions to empower their members. Inspired by the maximalist approach and the Ledgerwood’s system framework, we suggest an integrative approach for credit union services that is empowered by the optimization of network collaboration.
format UMS Journal (OJS)
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institution Universitas Muhammadiyah Surakarta
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publishDate 2022
publisher Muhammadiyah University Press
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spelling oai:ojs2.journals.ums.ac.id:article-17851 The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement Kusuma, Stephanus Eri Sumarwan, Antonius Kusumajati, Titus Odong credit unions, microfinance, sustainability, integrative, network. G29, B21, O12, D85 Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesia. While threatening their sustainability prospect, this condition also reduces the capacity of credit unions to empower their members. Inspired by the maximalist approach and the Ledgerwood’s system framework, we suggest an integrative approach for credit union services that is empowered by the optimization of network collaboration. Muhammadiyah University Press 2022-06-30 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/JEP/article/view/17851 10.23917/jep.v23i1.17851 Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan; Vol 23, No 1 (2022): JEP 2022; 31-42 2460-9331 1411-6081 eng https://journals.ums.ac.id/index.php/JEP/article/view/17851/7698 https://journals.ums.ac.id/index.php/JEP/article/downloadSuppFile/17851/4339 Copyright (c) 2022 Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan https://creativecommons.org/licenses/by/4.0
spellingShingle credit unions, microfinance, sustainability, integrative, network.
G29, B21, O12, D85
Kusuma, Stephanus Eri
Sumarwan, Antonius
Kusumajati, Titus Odong
The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title_full The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title_fullStr The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title_full_unstemmed The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title_short The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement
title_sort role of integrative approach for enhancing credit union sustainability a reflection on the indonesian credit union movement
topic credit unions, microfinance, sustainability, integrative, network.
G29, B21, O12, D85
topic_facet credit unions, microfinance, sustainability, integrative, network.
G29, B21, O12, D85
url https://journals.ums.ac.id/index.php/JEP/article/view/17851
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