Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study
In the industrial era 4.0 as it is today, the ease and speed of getting something is highly sought after, including the ease and speed of obtaining financial services. The convenience of banking services is an advantage for consumers in choosing a service provided in the bank. This is what banks do...
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| Format: | UMS Journal (OJS) |
| Language: | eng |
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Law Doctoral Program Universitas Muhammadiyah Surakarta
2022
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| Online Access: | https://journals.ums.ac.id/index.php/jtl/article/view/17311 |
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| author | Kurniawan, Danang |
| author_facet | Kurniawan, Danang |
| author_sort | Kurniawan, Danang |
| collection | OJS |
| description | In the industrial era 4.0 as it is today, the ease and speed of getting something is highly sought after, including the ease and speed of obtaining financial services. The convenience of banking services is an advantage for consumers in choosing a service provided in the bank. This is what banks do to form services from conventional banks to open digital services. But it is felt that digital services are not enough to meet the needs of customers in carrying out all their transaction activities at the bank. With that, a digital bank service was opened. However, if viewed from the juridical aspect in Indonesia, there is no special regulation that regulates digital banks. As a country that adheres to a civil law system, it has become a real consequence that all applicable laws must be codified and regulated according to applicable laws. Problems arise when digital banks operate but there is no legal basis to specifically deal with it. This research uses a normative juridical method with a library approach. The findings obtained from this article are that there are no special rules governing digital banks in a law so that a special rule regarding digital banks is needed because there are significant differences with conventional banks.Keyword: Digital Bank, Regulation, Indonesia |
| format | UMS Journal (OJS) |
| id | oai:ojs2.journals.ums.ac.id:article-17311 |
| institution | Universitas Muhammadiyah Surakarta |
| language | eng |
| publishDate | 2022 |
| publisher | Law Doctoral Program Universitas Muhammadiyah Surakarta |
| record_format | ojs |
| spelling | oai:ojs2.journals.ums.ac.id:article-17311 Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study Kurniawan, Danang In the industrial era 4.0 as it is today, the ease and speed of getting something is highly sought after, including the ease and speed of obtaining financial services. The convenience of banking services is an advantage for consumers in choosing a service provided in the bank. This is what banks do to form services from conventional banks to open digital services. But it is felt that digital services are not enough to meet the needs of customers in carrying out all their transaction activities at the bank. With that, a digital bank service was opened. However, if viewed from the juridical aspect in Indonesia, there is no special regulation that regulates digital banks. As a country that adheres to a civil law system, it has become a real consequence that all applicable laws must be codified and regulated according to applicable laws. Problems arise when digital banks operate but there is no legal basis to specifically deal with it. This research uses a normative juridical method with a library approach. The findings obtained from this article are that there are no special rules governing digital banks in a law so that a special rule regarding digital banks is needed because there are significant differences with conventional banks.Keyword: Digital Bank, Regulation, Indonesia Law Doctoral Program Universitas Muhammadiyah Surakarta 2022-12-18 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/jtl/article/view/17311 10.23917/jtl.v4i1.17311 Journal of Transcendental Law; Volume 4, No 1, 2022; 1-15 2714-965X 2714-9676 eng https://journals.ums.ac.id/index.php/jtl/article/view/17311/8042 Copyright (c) 2022 Journal of Transcendental Law https://creativecommons.org/licenses/by/4.0 |
| spellingShingle | Kurniawan, Danang Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title | Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title_full | Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title_fullStr | Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title_full_unstemmed | Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title_short | Initiating the Establishment of Digital Banks in Indonesia: A Juridical Study |
| title_sort | initiating the establishment of digital banks in indonesia a juridical study |
| url | https://journals.ums.ac.id/index.php/jtl/article/view/17311 |
| work_keys_str_mv | AT kurniawandanang initiatingtheestablishmentofdigitalbanksinindonesiaajuridicalstudy |