Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between vari...
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Format: | UMS Journal (OJS) |
Language: | eng |
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Muhammadiyah University Press
2020
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Online Access: | https://journals.ums.ac.id/index.php/jisel/article/view/10170 |
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author | Qolbi, Fikri Ainul Karisma, Dwi Pratika Rosyadi, Imron |
author_facet | Qolbi, Fikri Ainul Karisma, Dwi Pratika Rosyadi, Imron |
author_sort | Qolbi, Fikri Ainul |
collection | OJS |
description | Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Eagle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA. |
format | UMS Journal (OJS) |
id | oai:ojs2.journals.ums.ac.id:article-10170 |
institution | Universitas Muhammadiyah Surakarta |
language | eng |
publishDate | 2020 |
publisher | Muhammadiyah University Press |
record_format | ojs |
spelling | oai:ojs2.journals.ums.ac.id:article-10170 Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 Qolbi, Fikri Ainul Karisma, Dwi Pratika Rosyadi, Imron ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Eagle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA. Muhammadiyah University Press 2020-03-24 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/jisel/article/view/10170 10.23917/jisel.v3i1.10170 Journal of Islamic Economic Laws; Vol 3, No 1: January 2020; 32-47 2655-9617 2655-9609 eng https://journals.ums.ac.id/index.php/jisel/article/view/10170/5452 Copyright (c) 2020 Journal of Islamic Economic Laws https://creativecommons.org/licenses/by/4.0 |
spellingShingle | ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger Qolbi, Fikri Ainul Karisma, Dwi Pratika Rosyadi, Imron Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title | Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title_full | Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title_fullStr | Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title_full_unstemmed | Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title_short | Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 |
title_sort | macro variable effect analysis and non performing financing npf against the return on asset roa islamic banks in indonesia year 2008 2017 |
topic | ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger |
topic_facet | ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger |
url | https://journals.ums.ac.id/index.php/jisel/article/view/10170 |
work_keys_str_mv | AT qolbifikriainul macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 AT karismadwipratika macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 AT rosyadiimron macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017 |