Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017

Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between vari...

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Main Authors: Qolbi, Fikri Ainul, Karisma, Dwi Pratika, Rosyadi, Imron
Format: UMS Journal (OJS)
Language:eng
Published: Muhammadiyah University Press 2020
Subjects:
Online Access:https://journals.ums.ac.id/index.php/jisel/article/view/10170
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author Qolbi, Fikri Ainul
Karisma, Dwi Pratika
Rosyadi, Imron
author_facet Qolbi, Fikri Ainul
Karisma, Dwi Pratika
Rosyadi, Imron
author_sort Qolbi, Fikri Ainul
collection OJS
description Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Eagle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA.
format UMS Journal (OJS)
id oai:ojs2.journals.ums.ac.id:article-10170
institution Universitas Muhammadiyah Surakarta
language eng
publishDate 2020
publisher Muhammadiyah University Press
record_format ojs
spelling oai:ojs2.journals.ums.ac.id:article-10170 Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017 Qolbi, Fikri Ainul Karisma, Dwi Pratika Rosyadi, Imron ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Eagle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA. Muhammadiyah University Press 2020-03-24 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://journals.ums.ac.id/index.php/jisel/article/view/10170 10.23917/jisel.v3i1.10170 Journal of Islamic Economic Laws; Vol 3, No 1: January 2020; 32-47 2655-9617 2655-9609 eng https://journals.ums.ac.id/index.php/jisel/article/view/10170/5452 Copyright (c) 2020 Journal of Islamic Economic Laws https://creativecommons.org/licenses/by/4.0
spellingShingle ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger
Qolbi, Fikri Ainul
Karisma, Dwi Pratika
Rosyadi, Imron
Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title_full Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title_fullStr Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title_full_unstemmed Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title_short Macro Variable Effect Analysis and Non-Performing Financing (NPF) Against the Return On Asset (ROA) Islamic Banks In Indonesia Year 2008-2017
title_sort macro variable effect analysis and non performing financing npf against the return on asset roa islamic banks in indonesia year 2008 2017
topic ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger
topic_facet ROA;Islamic Banks;NPF;GDP;Two-Stage ECM Eagle Granger
url https://journals.ums.ac.id/index.php/jisel/article/view/10170
work_keys_str_mv AT qolbifikriainul macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017
AT karismadwipratika macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017
AT rosyadiimron macrovariableeffectanalysisandnonperformingfinancingnpfagainstthereturnonassetroaislamicbanksinindonesiayear20082017